Posted on December - 18 - 2009
Credit card safety is more important than ever, now that identity theft has become big business. Not only can a credit card thief use it to run up huge debts in your name, the talented ones can use it to gain access to even more of your personal information.
You cannot completely eliminate risk, but you can take steps to minimize it.
The first thing you should do with every credit card is record the number, the expiration date, the numbers on the back, and the number to call if your card is lost or stolen. And keep this record in a safe place where it can’t be easily accessed by prying eyes.
A safe or a safe deposit box would be a good place. Read full article…
Posted on December - 16 - 2009
Some people have misconceptions about what instant credit card approval is. However, in no way am I saying that an instant credit card is not the right one for you.
Every day you hear, see, and read advertisements about instant credit. All these advertisements boast of an approval in just a few minutes after successful submission of an application online. You can likewise submit your application personally or by snail mail but let me tell you that personal appearance or mail delivery for application to a credit card is a thing of the past.
What is instant credit card approval? Card companies and the public may have different definitions for the word “instant.” Most of the users perceive that instant cards are available right away. How
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Posted on December - 16 - 2009
You may be taking the responsible route this year and ditching the credit card for a debit card instead. But is this the smartest – or safest – decision to make?
For many individuals burned by the economy and the credit crisis, turning to debit cards to make purchases just makes more sense than credit cards. According to their rational, using a debit card will help them to better manage their budget and stay within their budget.
Still, others are simply turning to their debit cards out of anger with the credit card industry. Man
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Posted on December - 16 - 2009
The Chase Freedom Card offers unlimited cash back rewards that never expire. There is no annual fee, and promotions offer 1% cash back on all purchases, and 2% on each dollar you spend on air travel booked through the Chase booking tool.
Cardholders with a U.S. mailing address can also earn 3% cash back in a quarterly bonus on rotating categories.
A current promotion offers 0% interest for 6 or 12 months, depending upon your credit history. To qualify for this card, you must possess a credit history clear of any bankruptcy and clear of any serious delinquencies. Read full article…
Posted on December - 15 - 2009
Credit cards have indeed become part of our lives. When we dine, shop or travel, we use cards to make payment transactions very convenient. Using cards became even more exciting with the deals that came with them.
Many people think that they will not get approval for any credit card deal mainly because they have no credit history. To a certain extent, this is factual, but it is not always the case. Yes, it is still possible to get a credit card even in the absence of a credit history provided that you are employed or have other sources of income.
In reality, card companies and other financial institutions offer cards to people without any credit experience.
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