Posted on June - 01 - 2010

Holidaymakers warned of credit card charges

Britons have been urged to take steps to ensure their summer holidays are not blighted by fees levied on overseas card usage.

Many people will be planning a summer holiday abroad, with South Africa a likely destination for many given the imminent start of the 2010 World Cup .

However, while drawing up spending plans is unlikely to be top of the list for soon-to-be holidaymakers, Moneyfacts spokeswoman Michelle Slade has warned that failure to take the implications of spending on credit cards overseas could lead to many Britons exceeding their budgets.

“In the UK we are so used to free banking that many people assume things will be the same when they go overseas,” Ms Slade commented.

“This can be a costly mistake as charges are applied both for taking money out of a cash machine and for making purchases in store.”

Ms Slade also advised people to change currencies before they get to the airport to make savings.

Football fans heading to South Africa for the World Cup should also be aware that no more than 5,000 rand in cash will be allowed in or out of the country. Read full article…

Posted on June - 01 - 2010

Credit cards footing household bills for 5million Brits

Almost five million Brits regularly turn to their credit cards for paying household bills, according to research from moneysupermarket.com.

The research reveals the extent to which many consumers are reliant on their credit cards for covering the cost of living, which can add to the cost of the payment if the balance is not paid off each month and incurs interest.

Kevin Mountford, head of banking at moneysupermarket.com, is concerned that consumers are using credit to cover every-day costs.

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Posted on May - 30 - 2010

What To Do To Get A Reasonable Price For Carpet Cleaning Services

With numerous carpet cleaning companies available today, finding the possible best and cheapest services seems to be endless. It’s cost will allow you to determine that it is the best service for carpet cleaning. It can be an uneasy task to compare the prices of professional services so there is a need of a small process to do it. On this page, you will learn how to compare prices offered by professional carpet cleaning services.

Before you strike a bargain with the carpet cleaning company, you must know what kind of service you need so that you can determine the price of the service. When you inform them of the type of cleaning service that you require, you must be accurate. T

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Posted on May - 30 - 2010

Many Prepaid Cards Tout “Helps Build Credit”

As many people look for alternatives to help build their credit without using credit cards, many have come across prepaid cards stating that they can do the same. While some cards are different, you have probably noticed that many have credit building features such as allowing cardholders to have access to a line of credit as well as reporting to the company known as the PRBC.  While many don’t know exactly who the PRBC is or what they do, for those that need help lifting their credit score it something that could be worth investigating.

 

So what exactly is the PRBC and what does it do? As an acronym for the Pay Rent, Build Credit Incorporation it is a Fair Credit Reporting Act (FCRA) compliant credit storehouse so to speak. Cur

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Posted on May - 29 - 2010

The Overlooked Benefits of Business Credit Cards

Business credit cards are commonly used by business owners of all types, from small businesses to  large corporations. Many people know about business credit cards, but are not quite sure what benefits they offer in comparison to conventional cards. A lot of the features that make business credit cards so appealing can also be found in a traditional credit card, however there are some additional advantages as well. The following information outlines some of the overlooked benefits that business credit cards have to offer.

Low Interest Rates and High Credit Limits

Business credit cards are perhaps most advantageous for small businesses that are struggling with routine expenses and other monetary burdens.

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