I love working with young people—they’re inspiring and energizing. But when you’re a small business owner, they can also be frustrating and challenging to work with.

In summertime, many small businesses turn to teenage employees to staff up for busy seasons. Other small businesses, such as fast food restaurants, rely on teen workers all year round. How can you get the most out of teen workers, capitalizing on their enthusiasm and energy? The <

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Homeowners in Australia need to be aware of how much debt they have as a result of using products such as credit cards, one expert has warned.

Writing for the Australian, Don Stammer, who chairs Praemium Limited and heads FIIG Securities advisory council, explained that while most families are able to manage the amount they owe “fairly comfortably”, they need to keep track of their financial situation.

“Each household should be aware of how much debt it has” he stated, adding that this is “often not the case”, as people may know their mortgage repayments but have not factored in other debts, such as car loans, credit cards or taxes owed.

Those that find they are paying an unnecessarily high amount may want to compare credit cards and switch to a more competitive product.

People that do so need to ensure they pay off their bills promptly at the end of every month, director of Anise Consulting Heather Smith recently told the Sydney Morning Herald.

Ulta online is one of the best shopping experiences that you can have! They offer everything available to you in the beauty line. Eyelid Primer, make-up brushes, etc. It’s a make-up shoppers paradise. Discover Card is currently offering 10% cash back for shopping at Ulta Online. From Discover Card’s website:

ULTA Beauty is THE one-stop shop for cosmetics, fragrance, skincare, and salon products. Select from over 12,000 unique beauty items from over 400 top brands including bareMinerals, Smashbox, Estee Lauder and many more.

- Offer not valid on gift certificate purchases
– Offer not valid on shipping, taxes, or other service fees
– Offer is not valid in combination with any other offers
– Must link to retailer site from the ShopDiscover Web page found at Discovercard.com and use your Discover Card
– Offer is subject to change, including termination, without notice
– View complete ShopDiscover terms and disclosure

Chase is offering their members 5 points back per dollar spent at Ulta online. Fro

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SOUTH BEND — Raising tuition is never easy, but it was necessary in the face of declining state financial support for Indiana’s public colleges and universities, according to Ball State University President Jo Ann Gora.

Ball State trustees recently approved tuition increases of 3.9 percent for undergraduates and 9.1 percent for graduate students for the 2011-2012 academic year.

Those hikes were necessary as a result of declining state support, Gora said today during a visit to South Bend.

Indiana has declined in the past decade from being 35th in the nation to 45th in terms of state funding for higher education, Gora said. Mea Read full article…

While gas prices have declined somewhat since the release of national reserves, most Americans still face costs of almost $1 more per gallon than they did one year ago. Some analysts expect that within the next few years Saudi Arabia could fail to meet the constantly growing global demand as well, threatening to send prices skyrocketing again. In this environment, a growing number of Americans are considering investing in more fuel efficient vehicle options, but many still know little enough about the issue.

Opinion Research Corporation performed a survey of more than 1,000 Americans for technology company Johnson Controls. Read full article…