Now that Discover has ended its no fee balance transfer promotion, you may be wondering if there are any other alternatives out there.

In short, the answer is an unfortunate “no.”

That’s right; no other credit card issuers are brave enough to offer a no fee balance transfer credit card at the moment, perhaps still spooked from the credit crisis that appears to be nearing its end.

Even pre-credit crisis, I don’t think Chase offered a no fee balance transfer; only Citi seemed to take that plunge.

So why is this post titled, “Chase No Fee Balance Transfer?”

Well, you may have noticed the “?” in the title. It’s there beca

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The tough financial situations many Aussies are struggling with at the moment are contributing factors to their reticence to use credit cards, it has been suggested.

MasterCard spokesman David Masters told the Herald Sun that people are more likely to buy goods using their plastic when they feel secure about their finances.

“In mature markets like Australia that tends to be a sure sign of caution because there is a tendency for consumers to use credit cards when times are good and consumer sentiment is high,” he asserted.

His comments come as data from the Reserve Bank of Australia (RBA) revealed that during the third month of the year, spending on credit cards dropped to the lowest level in five months.

Aussies hoping to get the most out of their plastic may want to go online to compare credit cards and find the deals that offer them the most attractive rates.

According to the RBA the average amount owed on each card by Aussies who own them is $3,321, News.com.au reported.

The South Bend common council is taking a harder look at whether the Ireland Road Wal-Mart can begin selling guns.

Council president Derek Dieter, a city police officer, said he wants more information on the store’s proposed sales of assault weapons ammunition. In particular, the store has proposed selling .223-caliber three-rounds, which is used in high-powered rifles such as the A.R.-15, Dieter said.

Dieter said he has asked the council’s attorney, Kathy Cekanski-Farrand, to research whether the city can restrict the sale of certain types of ammunition.

Wal-Mart needs a special exception to the city’s zoning code to begin selling guns. The s Read full article…

  Widespread predictions that the Credit CARD Act of 2009 would usher in a new era of rising interest rates, sky-high annual fees and other bank penalties were off the mark, according to a new study released Tuesday by the Pew Safe Credit Cards Project.   The Pew study analyzed 300 cards issued by 12 leading U.S. banks and 12 credit unions and found that interest rates have mostly leveled off since 2010, annual fees have gone up only slightly and penalty charges have dropped sharply in the last year. Over-limit fees, in turn, have all but disappeared.    The study’s findings indicate that most banks have found a way to live with the new rules imposed by the Credit CARD Act and still turn a profit, despite the strict regulations. “The Read full article…

People often consider closing their credit card accounts when they have moved onto a new card, or when they owe money to the credit card company. This is not, however, generally advisable because the information on a credit report will remain for at least seven years. This means that people gain nothing by closing their credit card accounts when they are in debt, and in fact, end up actually dinging their credit score even worse.

One reason for not cancelling a bad credit history is present is that the good credit history that a person has built up may disappear, whereas keeping a card open and active ensures that the credit card company continues to report. When an account is closed the information drops off the credit report after seven years’ time, from the date of the last reported activity. T

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