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Remember when you were an employee and personnel problems were as easy as calling the Human Resources Department and having them handle it? Those were the days. Now, as an entrepreneur, if you don’t have enough employees to justify hiring an HR person, you can get help with all things personnel by signing up with an online employee management program like EffortlessHR. Designed to take the hassle out of knowing which papers to file, tracking employee hours and benefits, and more, the program also offers helpful guides for employers to make sure they’re in compliance with state and federal laws. Choose from varying levels of programs based on your number of employees.

Founded and created by a venture capital journalist, VentureBeat’s mission is “to provide news about innovation for forward-thinking executives.” The site, which has been honored by The New York Times as one of the best blogs out there, covers news and information related to the venture capital industry. The site is organized by news topic and beats, include mobile technology, social networking, environmental issues and who’s getting what deal with whom. Sign up for e-newsletters and visit the Entrepreneur’s Corner for information targeted to business owners. You can also tune in to interesting webinars on such topics as Cloud Computing.

If you live in America, you probably stuffed yourself silly Thursday with turkey and pie. Perhaps you’re even still digesting. Did you also take some time to think about what you are thankful for?

When I was young, every year at Thanksgiving my grandmother would come over to the kids table and make us tell her what we were thankful for that year. I didn’t enjoy this practice at the time, but now that I’m older, I think it was wise to have us reflect on this. This tradition has fizzled as we have grown older, but I still try to do a self-check every Thanksgiving and think about what I’m grateful for.

This year, I know several people who have struggled to pay off their student loans. I am very grateful that I am not saddled with student debt.

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There used to be thousands of student credit card offers out there, all competing for clients. College students just had to walk on campus, fill out a form, and presto: a brand new credit card, no credit check or history required. These days, though, things aren’t so simple, and credit card offers are fewer and further between.

What happened?

There are a number of reasons that student credit card offers have slowed over the past year or so. The main two, though, are the economy and new federal laws involving credit cards, primarily the Credit Card Reform Act. While the Credit Card Reform Act is generally a good thing, it has made it harder for students to get credit cards.

In the past, companies were pretty reckless with student credit card offers.

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Business credit card rewards programs offer additional incentives for business owners to use their card, which already offers a host of advantages. Although it’s not advisable to select a credit card on a rewards program alone (as factors such as interest rates, fees, repayment terms, and the needs of the business are certainly more important), after choosing a suitable business credit card, it’s a good idea to investigate its rewards program and what it has to offer. If the decision does come down to what types of rewards are offered with the card, consider choosing between one of the following three business credit card rewards programs.

Cash Back Rewards

This is by far the most popular type of rewards program offered with business credit cards, primarily because it offers unprecedented control in regards to how the rewards money is spent. Wit

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