It used to be a snap, finding the best credit card rewards. For a while, credit cards were fighting amongst themselves to attract business, and virtually every card had some sort of gimmick. In those golden days, finding the best credit card rewards usually meant picking the type of reward you wanted among many good cards.

But with the economy in turmoil and new credit laws emerging, it’s not as easy to find those rewards any longer.

What’s changed?

In a word, money is to blame. Credit card companies are working under three major financial blows right now:

1. A struggling economy, which impacts them as much as anyone else

2. A struggling economy, which means people aren’t spending as much on credit cards (and subsequently, aren’t paying as much in interest) while more frequently defaulting on loans

3.

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